Tuesday, October 7, 2014
MCD is losing to fast food competition.
Thursday, September 11, 2014
Cost of 9/11/2001
- 8:46am ET - American Airlines Flight 11 (traveled from Boston to Los Angeles) struck the north tower of the World Trade Center in New York City.
The explosion looked real, and it wasn't a movie trailer. We all remember something different about where we were on that brutally, morbid day in history. Every man and woman thought about, "What if...". The news channels gave us the complete details.
-10:28am ET - North tower of WTC collapsed. The time between the first attack and the collapse of both World Trade Center towers was 102 minutes.
"On September 11, 2001, 19 men hijacked four fuel-loaded commercial airlines bound for west coast destinations. That terrorist attack on the United States was orchestrated by al Qaeda leader Osama bin Laden. A total of 2,977 people were killed in New York City, Washington, DC and outside of Shanksville, Pennsylvania, in the worst terrorist attack in U.S. history"( http://www.cnn.com/2013/07/27/us/september-11-anniversary-fast-facts/index.html)
What was the damage?
Numerous companies counted the value of lives lost as well as property damage. There were also lost production of goods and services. No amount seemed reasonable. The losses already exceeded $100 billion.
You have to include the loss in stock market wealth -- the market's own estimate arising from expectations of lower corporate profits and higher discount rates for economic volatility -- the price tag approached $2 trillion.
Heavy priced items destroyed included:
-Four civilian aircraft valued at $385 million.
-Major buildings in the World Trade Center with a replacement cost of from $3 billion - $4.5 billion.
-Pentagon damage: $1 billion.
-Cleanup costs: $1.3 billion.
-Property and infrastructure damage: $10 billion - $13 billion.
-Federal emergency funds (heightened airport security, sky marshals, government takeover of airport security, retrofitting aircraft with anti-terrorist devices, cost of operations in Afghanistan): $40 billion.
-Direct job losses amounted to 83,000, with $17 billion in lost wages.
-The amount of damaged or unrecoverable property hit $21.8 billion.
-Losses to the city of New York (lost jobs, lost taxes, damage to infrastructure, cleaning): $95 billion.
-Losses to the insurance industry: $40 billion.
-Loss of air traffic revenue: $10 billion.
-Fall of global markets: incalculable.
The culprit didn't remain at large. After his apprehension, President Obama commented to the press: “Bin Laden was not a Muslim leader; he was a mass murderer of Muslims,” Mr. Obama said. “Indeed, Al Qaeda has slaughtered scores of Muslims in many countries, including our own. So his demise should be welcomed by all who believe in peace and human dignity.”
What was the cost of September 11, 2001?
Wednesday, July 30, 2014
Global Warming 2014
Is Global Warming taking place?
Well, have you noticed that since when you were a little kid the summers have been getting closer to record breaking temperatures, every year?
These dramatic temperature changes aren't an illusion. These temperature fluctuations are a result of greenhouse gas accumulations.
Greenhouse gases, such as, carbon dioxide and methane, accumulate to cause Global warming. Global warming effects the global temperature. Greenhouse gases build up in the atmosphere. The Greenhouse effect takes place.
Effects
(http://www.effectofglobalwarming.com/)
Current Global Warming impacts on the environment:
1. Melting Ice occurring at Earth’s poles. Melting ice: mountain glaciers, ice sheets covering West Antarctica to Greenland, and Arctic sea ice.
2. Researcher/Tracker Bill Fraser reported the decline of the Adélie penguins in Antarctica. The penguin population has fallen from 32,000 breeding pairs to 11,000 in 30 years.
3. The Sea level has risen faster over the last century.
4. Migration paths are changing species of butterflies, foxes, and alpine plants. They have moved farther north or to higher, cooler areas.
5. Precipitation (rain and snowfall) has increased across the globe, on average.
6. Spruce bark beetles have boomed in Alaska thanks to 20 years of warm summers. The insects have chewed up 4 million acres of spruce trees.
Possible future effects
(http://www.effectofglobalwarming.com/)
Future Global Warming impacts on the environment:
1. Sea levels are expected to rise between 7 and 23 inches (18 and 59 centimeters) by the end of the century, and continued melting at the poles could add between 4 and 8 inches (10 to 20 centimeters).
2. Hurricanes and other storms will become stronger.
3. Species that depend on one anoter will fall out of sync. For example, plants could bloom earlier than their pollinating insects become active.
4. Floods and droughts will become more common. Rainfall in Ethiopia will decrease by 10 percent over the next 50 years.
5. Less fresh water will be available. The Quelccaya ice cap in Peru will melt by the year 2100, and leave thousands of people without drinking water or electricity.
6. Disease occurrences will increase, such as malaria carried by mosquitoes.
7. Ecosystems will change—some species will move farther north and become more successful. Some species won’t be able to move, forcing them toward extinction. Since the mid-1980s, with less ice on which to live and fish for food, polar bears have gotten considerably skinnier(Wildlife research scientist Martyn Obbard). Polar bear biologist Ian Stirling has found a similar pattern in Hudson Bay. He fears that if sea ice disappears, the polar bears will as well.
The Earth will begin to suffer.
On 16 July, a helicopter spotted this 30-meter-wide hole in Siberia. Many explanations have been put forward for the mysterious void, with its frozen interior walls and lake at the bottom – the current favorite is an underground gas explosion. It could be the remains of a pingo.
A pingo is a mound of earth-covered ice up to 70 metres high and 600 meters across. It forms when water freezes under the soil surface, forming an ice lens that pushes the overlying soil up into a dome-shaped hill. Every time the ground freezes and thaws, the pingo grows, and the extra weight pushes its base deeper underground.
When temperatures warm, the ice supporting the pingo melts. If it all melts the pingo can collapse, leaving a massive hole – playfully called an "ognip". This happened in Siberia. Such holes may become more common as the world's pingos melt.
Mountains will change. Glacial knives, or horns, like the Matterhorn on the border between Switzerland and Italy, sharply cut pointed mountains. They form when several glaciers form around the same mountain.
Glaciers on mountainsides drag rocks and soil downward, forming an amphitheatre-shaped valley called a cirque. When three or more cirques form on different sides of the same mountain, the result is a pointed mountain with several spine-like ridges, called arĂȘtes, between the cirques.
When they first form, glacial horns are hidden by ice, but if the glaciers melt they reveal the dangerous-looking sculpted peaks. Most of Earth's existing glacial horns formed during the last ice age. As global warming melts glaciers, we will see more glacial horns emerge.
Mountain climbing will become increasingly more dangerous. Mountaineers on summer climbs often struggle to pass randklufts: large crevasses or gaps between a glacier or snowfield and the steep rock of the mountain it rests against. A randkluft forms when the rock face warms from underneath, melting the snow on its surface. They can be very dangerous, particularly in the summer when they become deeper and wider.
Randklufts are normally confined to relatively low-lying glaciers, but as global temperatures rise they will form higher up. The low-lying randklufts will become increasingly treacherous until they melt away entirely.
Nature will get confused. Unlike crop circles, irregular stone patterns are no hoax. A stone circle begins to form in autumn, when daily freeze-thaw cycles cause a lens-shaped pocket of ice to form under the soil. The lens grows as water trickles in, pushing the earth up and forming a mound on the surface. Larger sediments roll off the mound, collecting around the edges, while the finer sediments in the middle settle, leaving a distinctive stone ring.
When many rings neighbor each other they form polygons. On steep slopes this process forms stone stripes.
As the Earth warms, regions that were once frozen year-round will start undergoing freeze-thaw cycles, so more stone circles will emerge. However, we may see fewer circles forming in regions that warm so much they no longer freeze at all.
We will experience more ice wedge polygons. An ice wedge is a crack in the ground that forms when a narrow piece of ice extends several meters down into the ground. When the ice melts in summer, more water seeps into the crack, so when it freezes again it gets wider. When many of these cracks form in a single region, they can divide the surface into regular polygonal pieces.
Ice wedge polygons need freezing winters to form, but they also need a summer thaw, and warmer summer temperatures could allow areas further north to experience that.
Glaciers will move. Glaciers leave behind a lot of rock and soil debris, called moraine, when they melt. Moraines can act as dams for the melt-water from the lost glacier, creating moraine-dammed glacial lakes. They look calm, but moraine-dammed lakes are unstable. Given the appropriate trigger they burst, and torrents of water up to 50 meters deep escape. Peak flow rates can reach 15,000 cubic meters per second. The floods that follow will be devastating. These floods can happen anywhere that has glaciers, but central Asia, South America's Andes and Europe's Alps are at greatest risk.
Increasing numbers of moraine-dammed lakes have been seen over the past century as glaciers have retreated. The associated floods may also become more common.
Now, you can reminisce about the “old days”, when you were little. The summers have been getting closer to record breaking temperatures, every year?
You realize that this isn’t an illusion, and these temperature changes are a result of greenhouse gases. G.H. gases, carbon dioxide and methane, overload in the atmosphere causing Global warming.
Global Warming is a dramatic climate change, and is becoming an environmental and humanitarian crisis.
Thursday, June 26, 2014
Define: Commodities Investments
How long has your money dictated to you where it prefers to reside?
Is that fine with you? Take control. Become a monster by learning to properly invest your money.
Make your money make money.
First of all, we are discussing the action or process of investing money for profit or material for a result. Investing can also be defined as the surrounding of a place by a hostile force in order to besiege or blockade it.
You might ask,
"Where could a beginner begin? "
Gold!
Commodity [ kuh-mod-i-tee ]
noun [plural com·mod·i·ties.]
1. an article of trade or commerce, especially a product as distinguished from a service.
2. something of use, advantage, or value.
3. any unprocessed or partially processed good, as grain, fruits, and vegetables, or precious metals.
Yes, by definition, it is a fact, gold is a commodity.
Interestingly, commodities of food, energy or metals, are an important part of everyday life. Commodities can be an important way for investors to diversify beyond traditional stocks and bonds.
"What is a traditional stock, and bond?"
As an investor, stocks and bonds are part of a variety of options to choose from. The investment you select reflects your financial goals, investment preferences, and tolerance for risk. Stocks and bonds represent traditional investments. Traditional means that you put your money down and hold on. Although you want to make changes as necessary to protect your investment, these types of investments can add stability to more aggressive — and riskier — investment strategies. For example, some risks accompany trading and hedging.
Investing in stocks is great. When you buy stock, you’re buying ownership in a corporation, or company. The benefit is a mutual profit. Normally, investors buy stocks and hold them for a long time, making decisions along the way about reallocating investment capital as financial needs change, selling underperformers, and following a variety of advice tactics.
You want to make sure that your stock portfolio is carefully balanced among the different types of stocks (growth, value, domestic, international, etc.) and your other investments.
"A well-balanced traditional portfolio (which includes stocks and long-, short-, and intermediate-term bonds) generally offers a steady return of between 5 and 12 percent, depending on the specific investments and the amount of risk you’re willing to assume.(http://finance.zacks.com/investing-for-beginners/)"
"Investing in bonds is traditional, too, right?"
To raise money, governments, government agencies, municipalities, and corporations can sell bonds. When you buy a bond, you’re essentially lending money to this entity for the promise of repayment in addition to a specified annual return. In that sense, a bond is really nothing more than an IOU with a serial number. Some people, to sound impressive, call bonds debt securities or fixed-income securities.
Although some entities are more reliable than others, bonds generally offer stability and predictability well beyond that of most other investments. Because you are, in most cases, receiving a steady stream of income (the annual returns, for example), and because you expect to get your principal back in one piece (at the end of the bond’s life), bonds tend to be more conservative investments than stocks, commodities, or collectibles.
"Okay, let's look at commodities."
It used to be that most people did not invest in commodities because doing so required significant amounts of time, money and expertise. Today, there are a number of different routes to the commodity markets, and some of these routes make it easy for even the average investor to participate.
"What about the Futures Market?"
A popular way to invest in commodities is through a futures contract. A futures contract is an agreement to either buy or sell an asset on a publicly-traded exchange. The asset is usually a commodity, a stock index or a currency. The contract specifies when it will be delivered and at what price. Most contracts specify that the asset must actually get delivered, although some allow a cash settlement instead. Most contracts are paid off before the delivery date. Futures are available on commodities such as crude oil, gold and natural gas, as well as agricultural products such as cattle or corn.
Most of the participants in the futures markets are commercial or institutional users of the commodities they trade. These hedgers may use the commodity markets to take a position that will reduce the risk of financial loss due to a change in price. Other participants, mainly individuals, are speculators who hope to profit from changes in the price of the futures contract. Speculators typically close out their positions before the contract is due and never take actual delivery of the commodity itself.
Investing in a futures contract will require you to open up a new brokerage account, if you do not have a broker that also trades futures, and to fill out a form acknowledging that you understand the risks associated with futures trading.
"Each commodity contract requires a different minimum deposit, depending on the broker, and the value of your account will increase or decrease with the value of the contract. If the value of the contract goes down, you will be subject to a margin call and will be required to place more money into your account to keep the position open. Due to the huge amounts of leverage, small price movements can mean huge returns or losses, and a futures account can be wiped out or doubled in a matter of minutes.( http://www.finra.org/Investors/InvestmentChoices/P005912)"
Most futures contracts will also have options associated with them. Options on futures contracts still allow you to invest in the futures contract, but limit your loss to the cost of the option. Options are derivatives and usually do not move point-for-point with the futures contract.
"Okay, let me see the stock part."
Many investors looking for a commodity play use stocks, which are less prone to volatile price swings than the futures market. Stock investors need to do some research to help ensure that a particular company is a good investment as well as a good commodity play. Oil companies allow investors to select from drillers, refiners, tanker companies or diversified oil companies. Stocks are easy to buy, hold, trade and track, and it is possible to play a particular sector. Stock options, which require a smaller investment than buying stocks directly, are another way to invest in commodities. While risk is limited to the cost of the option, the price movement will not usually directly mirror the underlying stock.
"What are ETFS and ETNs?"
Exchange traded funds (ETFs) and exchange traded notes (ETNs), which trade like stocks, allow investors to participate in commodity price fluctuations without investing directly in futures contracts. Commodity ETFs usually track the price of a particular commodity or group of commodities that comprise an index by using futures contracts, although a few back the ETF with the actual commodity held in storage. ETNs are unsecured debt designed to mimic the price fluctuation of a particular commodity or commodity index, and are backed by the issuer. A special brokerage account is not required to invest in ETFs or ETNs.
"Can we utilize Mutual Funds?"
While mutual funds cannot invest directly in commodities, they can invest in stocks of companies involved in commodity-related industries, such as energy, agriculture or mining. Like the stocks they invest in, the fund shares may be affected by factors other than commodity prices, including stock market fluctuations and company-specific risks.
In conclusion, there are different types of commodity investments for novice and experienced traders to consider. Although commodity futures contracts provide the most direct way to participate in price movements, other types of investments with varying risk and investment profiles also provide exposure to the commodities markets. The key is to invest with the tool that works best for you.
Rely on accurate research tactics, and fact based investment strategies.
Have fun; make money, money.
Saturday, January 25, 2014
Marijuana the Alcohol Alternative
Smoking weed is...
Physiological Effects of Marijuana
The active ingredient in marijuana is THC. That means delta-9-tetrahydrocannabinol.THC is rapidly absorbed after smoking pot. Within minutes, THC and the other substances in marijuana smoke cause short-term medical effects.
Increased blood pressure
Increased rate of breathing
Red eyes
Dry mouth
Increased appetite, or "the munchies"
Slowed reaction time
THC molecule |
Other short-term psychological effects of pot include:
Paranoia
Magical or "random" thinking
Short-term memory loss
Anxiety and depression
Aggression
Anxiety
Depressed mood
Decreased appetite
Brain:
Alcohol interferes with the brain’s communication pathways, and can affect the way the brain looks and works. These disruptions can change mood and behavior, and make it harder to think clearly and move with coordination.
Drinking a lot over a long time or too much on a single occasion can damage the heart, causing problems including:
Cardiomyopathy – Stretching and drooping of heart muscle
Heavy drinking takes a toll on the liver, and can lead to a variety of problems and liver inflammations including:
Alcoholic hepatitis
Fibrosis
Cirrhosis
Pancreas:
Alcohol causes the pancreas to produce toxic substances that can eventually lead to pancreatitis, a dangerous inflammation and swelling of the blood vessels in the pancreas that prevents proper digestion.
Mouth
Esophagus
Throat
Liver
Breast
Drinking too much can weaken your immune system, making your body a much easier target for disease. Chronic drinkers are more liable to contract diseases like pneumonia and tuberculosis than people who do not drink too much. Drinking a lot on a single occasion slows your body’s ability to ward off infections – even up to 24 hours after getting drunk.(http://niaaa.nih.gov/alcohol-health/alcohols-effects-body)
Tuesday, November 12, 2013
Fresh Air from House plants
First of all, locate sufficient light. If your house plant is failing to thrive, it may not be receiving adequate light to stimulate new growth. Add extra light with an incandescent or fluorescent plant light if you don't have enough natural light.
“How pure is the air you breathe? Plants are the lungs of the earth: they produce the oxygen that makes life possible, add precious moisture, and filter toxins. Houseplants can perform these essential functions in your home or office with the same efficiency as a rainforest in our biosphere (http://www.amazon.com/How-Grow-Fresh-Air-Plants/dp/0140262431).”